Personal accident of passengers in the public transport
is a compulsory insurance valid for those passengers in the public transport, who have bought tickets or season tickets or are entitled to travel free of charge. The policy is in force while they are in the vehicle or while they are getting on or getting off it. The following risks are covered: death and permanent disability resulting from a traffic accident. The minimum sum insured per passenger is specified in the Regulation on compulsory insurance approved by the Council of Ministers. In case of insured occurrence the indemnity payable to injured party is based on the fixed percentage of permanent disability. In case of death the total amount of the sum insured is paid to the lawful heirs.