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Credit insurance

The insurance covers

commercial banks, which grant credits to natural persons or legal entities, against the risk of non-payment or insolvency and/or bankruptcy of the debtor. Subject to insurance can be portfolios of homogeneous credits with similar risks and single credits of high value and individual risk profile.


The group of credit insurances includes the commercial credits insurance. It covers the risk for the trader in the meaning of the Commercial Act, of cessation of payments, insolvency and subsequent bankruptcy of their contracting parties. The indemnity is equal to the amount of the sum due after deduction of the agreed deductible. The insurance is valid only for the territory of the Republic of Bulgaria.

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