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Professional indemnity of teachers and tutors

The Professional Indemnity of Teachers and Tutors

is taken out by individuals who practise this profession.


Armeec Insurance JSC covers the professional liability of the insured in respect of:

  • Any sums up to the agreed limit of indemnity which the insured shall be legally liable to pay as compensation for property damage and bodily injury caused to students in the course of carrying out his/her professional obligations as teacher/tutor (including those caused by negligence, errors and omissions);
  • Any claims settlement expenses made with the consent of the insurer, which are included in the limits agreed under the policy.


The insurance is signed on the basis of a proposal-questionnaire duly completed by the proposer. The policy is issued after payment of the insurance premium which is a fixed sum per insured person depending on the chosen limit of indemnity and the risk class of the specific profession.


In case of a valid claim the indemnity shall be payable to the insured within 14-days’ period after establishment of its grounds and amount. The indemnity due under the present insurance shall be fixed on the basis of an out-of-court agreement between the insured and the injured party. If such an agreement is not reached the indemnity will be payable on the basis of an enforced court decision.

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